Products

Ryan Specialty Renewables offers property and casualty coverages for wind, solar, bio, hydro, battery and hydrogen projects as well as other forms of renewable energy power facilities. We develop solutions for the complex and unconventional risks energy providers encounter every day.

Coverage is available for all phases of the project exposure, from development to construction (including testing and handover) through operations. We underwrite to avoid gaps in coverage by offering offer tailored, highly-flexible insurance solutions available for the entire life cycle of an energy project in one single policy.

All policy forms are manuscript to help meet the specific insurance requirements of project lenders, as well as contractually obligated coverages for power production facilities.

We have a proven track record of handling some of the most complex claims in the industry.

Renewable energy appetite:

Ryan Specialty Renewables offers Property All Risk and Casualty insurance solutions for a wide range of renewable energy technologies. Coverage appetite is categorized by technology type and may differ by geographic region and territory.

Key Features

Ryan Specialty Renewables offers a broad range of physical damage and business interruption deductible options, enabling project owners to select structures that align with their risk tolerance, operational objectives, and budget requirements. Many clients choose deductible programs that balance premium efficiency with effective risk retention.

We have extensive experience providing catastrophe coverage for projects located in high-risk regions exposed to:

  • Windstorm and Hurricane
  • Flood
  • Severe Convective Storm
  • Wildfire
  • Earthquake

Our team specializes in evaluating and managing complex catastrophe exposures worldwide through advanced natural catastrophe modeling, aggregation analysis, and engineering assessments.

To support project planning and financing activities, we routinely provide estimated insurance cost assessments for prospective projects. This service helps developers, investors, lenders, and owners evaluate insurance requirements and identify appropriate coverage structures and deductible options. These assessments are provided at no additional cost to our clients.

Property

Comprehensive renewable energy insurance solutions

Ryan Specialty Renewables provides comprehensive Property All Risk insurance solutions for renewable energy projects across the globe. Our policies are designed to protect both new and existing assets throughout every stage of the project lifecycle, delivering thoughtful risk transfer solutions backed by decades of industry expertise, specialized underwriting, engineering, and advanced risk analytics.

As renewable energy technologies continue to evolve and increase in scale and complexity, the need for knowledgeable and adaptive insurance resources has never been greater. Our underwriting teams have supported renewable energy projects for more than two decades, developing deep technical expertise across a broad spectrum of technologies and geographies. This experience enables us to provide flexible, sustainable insurance solutions that address the unique challenges faced by developers, owners, operators, lenders, and investors.

Technologies covered

We offer replacement cost coverage for a wide range of renewable energy technologies, including:

  • Offshore Wind
  • Onshore Wind
  • Solar
  • Battery Energy Storage Systems (BESS)
  • Hydro
  • Bioenergy
  • Hydrogen
  • Transmission and Distribution Infrastructure
  • Emerging Renewable Energy Technologies

Coverage Across the Full Project Lifecycle

Our Property All Risk solutions can be tailored to address exposures from project development through long-term operations, including:

  • Development Risks
  • Construction All Risks (CAR)
  • Operational All Risks (OAR)
  • Physical Damage
  • Testing and Commissioning
  • Phased Handovers
  • Delay in Start-Up (DSU)
  • Marine Delay in Start-Up (Marine DSU)
  • Business Interruption (BI)
  • Contingent Business Interruption (CBI)
  • Mechanical and Electrical Breakdown
  • Marine Cargo and Transit
  • Third-Party Liability
  • Natural Catastrophe Exposures
  • Critical Catastrophe Coverage

Offshore Wind Expertise

Offshore wind has become one of the most dynamic and rapidly growing sectors within the global energy transition. As projects continue to expand in size, capacity, and technical sophistication, the industry requires insurers with specialized expertise and a thorough understanding of evolving technologies and risk profiles.

Our offshore wind team has supported the sector from its early commercial developments through today's next-generation projects. This extensive experience allows us to remain at the forefront of industry developments and provide innovative insurance solutions for increasingly complex offshore risks.

Additional offshore-specific coverage capabilities include:

  • Offshore Transmission Owners (OFTOs)
  • Interconnectors
  • Ancillary Exposures Including BESS
  • Offshore and Onshore Transmission Networks

Onshore Wind and Solar Expertise

Our onshore wind and solar specialists are among the most experienced renewable energy underwriters in the market. Through decades of underwriting experience and longstanding relationships with global insurance markets, we provide clients with tailored solutions that address the evolving risks facing renewable energy operators worldwide.

Our deep sector knowledge, technical expertise, and global market access allow us to consistently deliver innovative coverage solutions and long-term support for renewable energy investments. By combining specialized underwriting, engineering insight, actuarial analysis, and advanced catastrophe modeling, we help clients protect critical assets while supporting the continued growth of the renewable energy industry.

Casualty

Specialized liability solutions for renewable energy risks

Ryan Specialty Renewables provides tailored casualty insurance solutions tailored to the unique exposures of the renewable energy industry. Our team has extensive experience underwriting liability risks across the development, construction, and operational phases of wind, solar, battery energy storage systems (BESS), hydroelectric, and other renewable energy projects worldwide.

Through a detailed assessment of each project's risk profile, we develop customized liability programs designed to address our clients' specific operational, contractual, and regulatory requirements. Our expertise spans a broad range of casualty products, including:

Casualty products

  • Commercial General Liability (CGL)
  • Primary Liability
  • Umbrella Liability
  • Excess Liability
  • Hired and Non-Owned Auto Liability
  • Employer's Liability
  • Employee Benefits Liability
  • Time Element Pollution Liability

We also have the capability to schedule underlying commercial automobile liability and workers' compensation policies beneath umbrella and excess liability placements, providing a coordinated and comprehensive insurance structure.

Backed by deep renewable energy expertise and a commitment to long-term alliances, Ryan Specialty Renewables delivers casualty solutions that help protect organizations from both traditional and emerging liability exposures while supporting the continued growth of the global energy transition.

Key Features

  • Up to $30 million in A-rated capacity
  • Excess limits available on either a 100% line or quota-share basis
  • Primary liability, lead umbrella, and excess liability placements available
  • Manuscript ISO-based wording tailored to renewable energy exposures
  • Coverage provided on a per-occurrence basis
  • Worldwide coverage territory
  • Flexible program structures designed to accommodate complex project and portfolio risks